Please help if you can.

Started by Kheprera, June 26, 2014, 12:26:47 AM

Kheprera

End

microc

for your mortgage help go to fanny or Freddy mac web page and look up mortgage help. do to the mortgage bubble that broke a few years ago there are a few plans for home owners. Myself I used them when i had to stop working do to bad heath. some of the new terms/plans can have the mortgage extended or the interest rate drop to zero. look online for the local fanny may office. they will buy out the old mortgage and rewrite it for you to help. for your 401k. if you need to most of them will let you pull money without penalty due to sickness to to keep your home. I did with mine till I got on ssdi. also see if you can get ssi for the time you were sick. most time you can fill or get the info from social security web page. also call or walk into local state aid office. see if food stamps..fuel help for heat/ac. also look to see if your income now lets you on state medical programs.  also look to see if there any working food pantry near you.
ones that let working family use to help make ends meet.

Kheprera

#2
Thanks to all.

Kheprera

#3
(Deleted)

Segev

You can almost certainly get food assistance from your local Church of Jesus Christ of Latter-Day Saints Bishop's Storehouse. They have a number of other services which could also help. You might look into those; they're private charity, and they are generally more interested in helping based on specific circumstances than they are in checking boxes to see if you "qualify."

ukaserex

I've only just now seen this. Unfortunately, I'm not anywhere near your area. However, I have contacted someone I know who lives in Carrolton, who has a friend who just moved from Austin and should know someone who can provide some assistance. I forwarded your crowdfunding link to them.

Just from what I've read, my gut tells me to say this:

Stop paying all the medical bills for now. Don't sweat medical bills. They can all be negotiated before and after the expenses are incurred. Doctors, and hospitals in particular really have no idea how much any given procedure actually costs them. I had a gall bladder surgery a year ago, without insurance. I paid the surgeon $600 bucks up front.

I got my bill from the hospital and a surprise bill from the anesthesiologist and almost had a stroke. So, I asked the hospital for an itemized bill. Then, I went over it with a fine toothed comb. I went to see them and showed them that they had charged me 40 dollars for a pair of no-skid socks that they wanted me to wear, even though I had my own socks. They also charged me 130 dollars for a used gown to wear - which I didn't even get to keep. I basically embarassed them when I asked to meet whoever was in charge of determining the costs for such things. I told them they had a choice. Bring this person's contact information to me, or remove the items from my bill.
The woman I spoke with was sympathetic and also a little dismayed about the heinous nature of the charges. She gave me some forms to fill out, basically a financial affidavit.
I filled them out and she suggested I not pay anything on the bill and wait and see.

Not only did they charge off the bill, I even got a check back from the anesthesiologist - which arrived on my birthday.

Never give up hope. There's always a way around financial disasters.
The second bit of advice I'd give is to work through misery. If you're going to be miserable, you may as well be at work. It doesn't matter what the job is, as there's no such thing as a bad job.
Lastly, (and firstly) pray. There's nothing to lose and many find it actually helps in the short run (emotional release) and the long run(answered prayers).
Those who have no idea what they are doing genuinely have no idea that they don't know what they're doing. - John Cleese