The entire 20 million at level 20 is partially caused by lookign at some of the prices on Wentworths for the components you need for some sets. The prices are insane for things, and sometimes skewed in that the rare stuff is dirt cheap and the 'common' stuff is expensive beyond reach. ALso since your gains on solo are less, it takes longer to reach that next level, or the inf you need to but the parts/components. I know that right now, I'll be farming the frig out of Architect to afford the Hami goo's and Pangean soil I need since I can't do the Hamido TF myself, and the vast majority of teams I've eer been on, to be kind to them, sucked the back side of a pack animal. I myself have almsor 45 months playing the game, so I know about pre-ed, and the xp curve shaping. And I have had devs and 'eletist' chars tell me that anyone can solo the game on heroic. Well after spending almost a mil on inspirs and enhancements, and dying 7 times in a row, regardless of strategdy, I was still unable to 'solo' certain missions on heroic (Preatorian AV's) and had to get help. Yet supposedly, 'anyone' can solo them. I just want to be able to have fun and enjoy the game. But up till now, for everythign they add that increases the value of the game, they tend to mess somethign else up that drives me into a lather. I am a casual player. I only have 13 toons total, only 1 50, and I really don't play the uber fine-tune number game with the stats. But I do admit, I am reclusive in RL, and part of that shows online, I wouldn't call myself as having MSAD, but if I'm not enjoying my time with a team, and not progressing by being on one, why shoudl I join one? That and given the lack of manners shown by a lot of people in the game, sanity is safer when your by yourself.
But I'll wait and see what I15 does, as I said before. Hopefully it will fix more than it breaks.