Not that i want to make more work for you, but Final Fantasy XIV has quite a bit of customization for the character as well as a reskinning and dye system for gear. Also you can access every class/job/skill on a single character.
I'd agree that there's a bit of customization involved in FFXIV, especially now that the glamour system is out, but there's a few notes that I should point out.
*A character's "clothing" is determined by equipment, which-- as was mentioned-- can be dyed, but only after you unlock that capability at around Lv15 or so.
*Furthermore, the vanity system (known as "glamour prisms") can only be unlocked after your first battle class reaches Lv50 (and complete the initial main story quests pre-patches?), the current cap.
**There are other rules to glamouring such as the inability to prism items of a higher item level than the base equipment, nor can you glamour equipment that your current class/job can't equip.