I just wanted to let everyone know that uninstalling AVG did the trick!
Running Paragon Chat went smoothly with no problems, got in, created my toon and had a total nerd-gasm back in City of Heroes going from Atlas park to Talos to Pocket D.
Thanks everyone for all your help this is just another reason why I love this game, community, everyone is so willing to help each other out and I for one will pay it forward whenever possible.
I love you all !
(Additional post next day)
Codewalker, I just wanted to give you props and praises. After flying around Paragon City again, talking with people again I can honestly say . . . I AM HOME!